[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.terykon.cz\/hypoteka-je-vyhodnejsi-nez-najem-az-na-tri-vyjimky\/#Article","mainEntityOfPage":"https:\/\/www.terykon.cz\/hypoteka-je-vyhodnejsi-nez-najem-az-na-tri-vyjimky\/","headline":"Hypot\u00e9ka je v\u00fdhodn\u011bj\u0161\u00ed ne\u017e n\u00e1jem. A\u017e na t\u0159i v\u00fdjimky","name":"Hypot\u00e9ka je v\u00fdhodn\u011bj\u0161\u00ed ne\u017e n\u00e1jem. A\u017e na t\u0159i v\u00fdjimky","description":"Asi to nikoho p\u0159\u00edli\u0161 nep\u0159ekvap\u00ed, ale pr\u016fzkumu bankovn\u00edch spole\u010dnost\u00ed prok\u00e1zaly, \u017ee po\u0159\u00eddit si vlastn\u00ed bydlen\u00ed je mnohem v\u00fdhodn\u011bj\u0161\u00ed i p\u0159esto, \u017ee budete dal\u0161\u00edch 20 a\u017e 30 let platit hypot\u00e9ku. Obrovskou v\u00fdhodou je samoz\u0159ejm\u011b to, \u017ee budete vlastn\u00edm p\u00e1nem https:\/\/www.respekt.cz\/tydenik\/2017\/32\/vyprava-za-panem-prstencu a nebudete se muset ob\u00e1vat nenad\u00e1l\u00e9ho vyst\u011bhov\u00e1n\u00ed ze strany majitele objektu. Pr\u016fzkumn\u00fd projekt Finan\u010dn\u00ed skupina W\u00fcstenrot […]","datePublished":"2020-01-02","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.terykon.cz\/author\/#Person","name":"","url":"https:\/\/www.terykon.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"terykon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.terykon.cz\/wp-content\/uploads\/img_a378889_w2965_t1590129676.jpg","url":"https:\/\/www.terykon.cz\/wp-content\/uploads\/img_a378889_w2965_t1590129676.jpg","height":0,"width":0},"url":"https:\/\/www.terykon.cz\/hypoteka-je-vyhodnejsi-nez-najem-az-na-tri-vyjimky\/","about":["Finance"],"wordCount":418,"articleBody":"       Asi to nikoho p\u0159\u00edli\u0161 nep\u0159ekvap\u00ed, ale pr\u016fzkumu bankovn\u00edch spole\u010dnost\u00ed prok\u00e1zaly, \u017ee po\u0159\u00eddit si vlastn\u00ed bydlen\u00ed je mnohem v\u00fdhodn\u011bj\u0161\u00ed i p\u0159esto, \u017ee budete dal\u0161\u00edch 20 a\u017e 30 let platit hypot\u00e9ku. Obrovskou v\u00fdhodou je samoz\u0159ejm\u011b to, \u017ee budete vlastn\u00edm p\u00e1nem  https:\/\/www.respekt.cz\/tydenik\/2017\/32\/vyprava-za-panem-prstencu a nebudete se muset ob\u00e1vat nenad\u00e1l\u00e9ho vyst\u011bhov\u00e1n\u00ed ze strany majitele objektu. Pr\u016fzkumn\u00fd projekt Finan\u010dn\u00ed skupina W\u00fcstenrot p\u0159i\u0161la s projektem Srovn\u00e1va\u010d bydlen\u00ed, kde porovn\u00e1vala ob\u011b mo\u017enosti. Projekt pracoval se dv\u011bma typy \u00fadaj\u016f v jednotliv\u00fdch regionech, p\u0159edev\u0161\u00edm ve v\u011bt\u0161\u00edch m\u011bstech. Bohu\u017eel nepo\u010d\u00edtali s n\u00e1klady na \u00fadr\u017ebu vlastn\u00ed nemovitosti, se kter\u00fdmi n\u00e1jemn\u00edk po\u010d\u00edtat nemus\u00ed. Zab\u00fdvali se porovn\u00e1n\u00ed n\u00e1sleduj\u00edc\u00edch \u00fadaj\u016f: hypote\u010dn\u00ed \u00fav\u011br s 80% LTV na 20 let a \u00farokem 2,33 % p.a., pron\u00e1jem bytu o v\u00fdm\u011b\u0159e 60 metr\u016f \u010dtvere\u010dn\u00edch. V\u00fdsledky zve\u0159ejnili pro ka\u017ed\u00e9 krajsk\u00e9 m\u011bsto i s t\u00edm, zda se po\u0159\u00edzen\u00ed bydlen\u00ed v dan\u00e9 oblasti vyplat\u00ed nebo ne. Vyplynulo z toho, \u017ee existuj\u00ed jen t\u0159i v\u00fdjimky, kde je n\u00e1jem v\u00fdhodn\u011bj\u0161\u00ed ne\u017e \u00fahrada \u00fav\u011bru. Nep\u0159ekvapiv\u011b se jedn\u00e1 o Prahu, Brno a Plze\u0148. T\u011bmto t\u0159em se p\u0159i koupi tedy rad\u011bji vyhn\u011bte. Nev\u00e1hejte a jd\u011bte do toho Hodn\u011b lid\u00ed pochybuje o v\u00fdhodnosti, ale je to tak. Proto ji\u017e nad ni\u010d\u00edm nep\u0159em\u00fd\u0161lejte a za\u010dn\u011bte hledat. A\u017e najdete to prav\u00e9, budete jist\u011b zva\u017eovat financov\u00e1n\u00ed. M\u00e1te n\u011bkolik mo\u017enost\u00ed. Jedn\u00edm je p\u016fj\u010dka od p\u0159\u00edbuzn\u00fdch, klasick\u00e1 hypot\u00e9ka, \u00fav\u011br p\u0159es stavebn\u00ed spo\u0159en\u00ed nebo americk\u00e1 nebankovn\u00ed hypot\u00e9ka. Posledn\u00ed mo\u017enost je v\u00fdhodn\u00e1 nejen z pohledu \u00faroku, ale je hlavn\u011b vhodn\u00e1 pro v\u0161echny \u017eadatele. Nez\u00e1le\u017e\u00ed na tom, zda m\u00e1te na pro banku p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy, anebo m\u00e1te n\u011bjak\u00fd z\u00e1znam v registru dlu\u017en\u00edk\u016f. Jsou velmi tolerantn\u00ed, m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky jsou n\u00edzk\u00e9 a splatnost \u00fav\u011bru si m\u016f\u017eete nastavit a\u017e na 30 let. \u00darokov\u00e1 sazba je p\u0159itom pevn\u00e1 po celou dobu, co\u017e v\u00e1m jen tak n\u011bkdo nenab\u00eddne. Ke schv\u00e1len\u00ed \u017e\u00e1dosti nav\u00edc dojde do 24 hodin, tak\u017ee rychle budete v\u011bd\u011bt, na \u010dem p\u0159esn\u011b jste.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka je v\u00fdhodn\u011bj\u0161\u00ed ne\u017e n\u00e1jem. A\u017e na t\u0159i v\u00fdjimky","item":"https:\/\/www.terykon.cz\/hypoteka-je-vyhodnejsi-nez-najem-az-na-tri-vyjimky\/#breadcrumbitem"}]}]