[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.terykon.cz\/hypotecni-trh-v-roce-2019-vyrazne-poklesl\/#Article","mainEntityOfPage":"https:\/\/www.terykon.cz\/hypotecni-trh-v-roce-2019-vyrazne-poklesl\/","headline":"Hypot\u00e9\u010dn\u00ed trh v roce 2019 v\u00fdrazn\u011b poklesl","name":"Hypot\u00e9\u010dn\u00ed trh v roce 2019 v\u00fdrazn\u011b poklesl","description":"A\u010dkoliv hypot\u00e9\u010dn\u00ed \u00fav\u011br st\u00e1le pat\u0159\u00ed mezi nejv\u00fdhodn\u011bj\u0161\u00ed bankovn\u00ed produkty, tak p\u0159esto banky v leto\u0161n\u00edm roce zaznamenaly znateln\u00fd pokles \u017eadatel\u016f. Je pravda, \u017ee tvrd\u00e9 zkoum\u00e1n\u00ed a posuzov\u00e1n\u00ed si t\u00edm jen p\u0159ipsalo \u010d\u00e1rku, ale tak\u00e9 v mnoh\u00fdch oblastech jsou nest\u00e1l\u00e9 pracovn\u00ed podm\u00ednky a to tak\u00e9 moc nep\u0159isp\u00edv\u00e1 k posuzov\u00e1n\u00ed bonity klient\u016f, a\u010dkoliv jsou nebo budou nad m\u00edru […]","datePublished":"2019-08-26","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.terykon.cz\/author\/#Person","name":"","url":"https:\/\/www.terykon.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"terykon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.terykon.cz\/wp-content\/uploads\/img_a360582_w2036_t1574187074.jpg","url":"https:\/\/www.terykon.cz\/wp-content\/uploads\/img_a360582_w2036_t1574187074.jpg","height":0,"width":0},"url":"https:\/\/www.terykon.cz\/hypotecni-trh-v-roce-2019-vyrazne-poklesl\/","about":["Finance"],"wordCount":426,"articleBody":"     A\u010dkoliv hypot\u00e9\u010dn\u00ed \u00fav\u011br st\u00e1le pat\u0159\u00ed mezi nejv\u00fdhodn\u011bj\u0161\u00ed bankovn\u00ed produkty, tak p\u0159esto banky v leto\u0161n\u00edm roce zaznamenaly znateln\u00fd pokles \u017eadatel\u016f. Je pravda, \u017ee tvrd\u00e9 zkoum\u00e1n\u00ed a posuzov\u00e1n\u00ed si t\u00edm jen p\u0159ipsalo \u010d\u00e1rku, ale tak\u00e9 v mnoh\u00fdch oblastech jsou nest\u00e1l\u00e9 pracovn\u00ed podm\u00ednky a to tak\u00e9 moc nep\u0159isp\u00edv\u00e1 k posuzov\u00e1n\u00ed bonity klient\u016f, a\u010dkoliv jsou nebo budou nad m\u00edru spolehliv\u00ed v dost\u00e1n\u00ed sv\u00fdch z\u00e1vazk\u016f. Bohu\u017eel pravidla plat\u00ed pro v\u0161echny stejn\u011b, pak je ale ot\u00e1zkou, pro koho se vlastn\u011b takto stanovila, kdy\u017e na n\u011b v\u011bt\u0161ina n\u00e1roda nedos\u00e1hne. Nicm\u00e9n\u011b banky bojuj\u00ed jak s poklesem z\u00e1jmu i opakovan\u00fdm sni\u017eov\u00e1n\u00edm \u00farokov\u00fdch sazeb. Pro sv\u00e9 klienty p\u0159ipravuj\u00ed dal\u0161\u00ed poleh\u010duj\u00edc\u00ed mo\u017enosti, jak z\u00edskat jejich p\u0159\u00edze\u0148. Zdali se jim to poda\u0159\u00ed, je ot\u00e1zkou budoucnosti. Novinky v hypot\u00e9k\u00e1ch FAHD popisuje zcela z\u0159eteln\u011b a pravdiv\u011b, jak si trh vede v dne\u0161n\u00ed dob\u011b. Jak jen z\u00edskat v\u00edce klient\u016f? P\u0159\u00edsn\u011b nastaven\u00e1 pravidla skute\u010dn\u011b mnoh\u00fdm znemo\u017enila si v\u016fbec po\u017e\u00e1dat o hypot\u00e9\u010dn\u00ed \u00fav\u011br. P\u0159esto se v\u0161echny spole\u010dnosti, kde maj\u00ed opr\u00e1vn\u011bn\u00ed poskytovat tento druh \u00fav\u011bru, nevzd\u00e1vaj\u00ed a za\u010d\u00ednaj\u00ed p\u0159em\u00fd\u0161let, jakou v\u00fdhodu by mohly poskytnout sv\u00fdm klient\u016fm. N\u011bkter\u00e9 banky se ji\u017e pustily do l\u00e1kav\u00fdch nab\u00eddek.Mezi zaj\u00edmav\u00fdmi mo\u017enostmi se m\u016f\u017eeme setkat s t\u011bmito novinkami.  Sn\u00ed\u017een\u00ed sazby u hypot\u00e9k s dlouhodobou fixac\u00ed. Odpu\u0161t\u011bn\u00ed poplatk\u016f, kter\u00e9 jsou spojen\u00e9 s nemovitost\u00ed. Nap\u0159\u00edklad vklad do nemovitosti, kter\u00fd zaplat\u00ed banka. Veden\u00ed b\u011b\u017en\u00e9ho i \u00fav\u011brov\u00e9ho \u00fa\u010dtu zdarma. N\u011bkter\u00e9 banky dokonce nab\u00edz\u00ed klient\u016fm Hypospo\u0159ic\u00ed konto, kter\u00e9 je bezplatnou sou\u010d\u00e1st\u00ed hypot\u00e9\u010dn\u00edho \u00fav\u011bru. Dal\u0161\u00ed instituty zase nab\u00edz\u00ed jak\u00e9koliv z\u00e1sahy do zm\u011bny spl\u00e1tky, term\u00ednu nebo dal\u0161\u00edch n\u00e1le\u017eitost\u00ed spojen\u00fdch s hypot\u00e9kou, zcela zdarma. Novinku, kter\u00e1 se objevila na trhu, p\u0159inesla jedna bankovn\u00ed spole\u010dnost, kter\u00e1 roz\u0161i\u0159uje svoje slu\u017eby na \u00fav\u011bry na bydlen\u00ed, pro n\u011bkoho, za velmi zaj\u00edmav\u00fdch podm\u00ednek. Ji\u0161t\u011bn\u00ed \u00fav\u011bru m\u016f\u017ee b\u00fdt i v\u00edce nemovitostmi a nejen t\u00e9, kter\u00e9 se to dot\u00fdk\u00e1. Banky hledaj\u00ed mo\u017enosti, jak z\u00edskat klientelu, ot\u00e1zkou je, jak se v\u0161e nakonec poda\u0159\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9\u010dn\u00ed trh v roce 2019 v\u00fdrazn\u011b poklesl","item":"https:\/\/www.terykon.cz\/hypotecni-trh-v-roce-2019-vyrazne-poklesl\/#breadcrumbitem"}]}]